Logging a file means the papers are complete enough to send, not that a bank has agreed. If the home is still a shortlist, say so. A lender can talk about eligibility before a sale agreement exists, and it can also wait until the property is fixed.
Keep PAN, Aadhaar, recent bank statements, and income proof in one set. Salaried applicants usually need salary credits that match the bank statement. Self-employed applicants are often asked for returns and business proof. Do not send a relative’s documents in place of your own.
Write down the city, the rough budget, and whether this is a purchase, a construction, or an improvement. Those three facts change which lender will even read the file. CFInsol can list what is missing. The sanction, the rate, and the fees are still the lender’s decision.
The EMI figure on this website is arithmetic. It does not include insurance, processing fees, or a rate the bank has not offered. Use it to see the shape of a repayment, then wait for the lender’s own schedule before you commit.